If you love Starbucks coffee and getting rewards, plus, you are looking to get away from the credit card scene (and credit card debt), then you may consider the Starbucks Rewards Visa Prepaid Card.
Earn Starbucks’ “Stars” and unleash even more opportunity for free stuff within this rewards program by collecting these points on everyday purchases. In fact, their welcome offer earns cardholders 150 Stars after the first $10 is reloaded onto the prepaid card. To start racking up those points, you will need to become a Starbucks Rewards member, so registration is required online. With that said, it should not take more than two to five minutes to register.
After that, those who use their Starbucks Rewards Visa Prepaid card earn one “Star” point for every $10 spent. Starbucks rolls out special promotions now and again to earn bonus Stars, so these rewards can really add up over time. Stars collected via your Rewards Visa Prepaid card automatically transfer to your Starbucks Rewards account. You can redeem Stars for drinks and food at participating Starbucks locations, and options to redeem your points start as low as 25 Stars.
Other great news under the Starbucks Rewards Visa Prepaid Card, you don’t lose your points and Stars don’t expire. As long as your prepaid Visa account is open, they are golden; however, if you do close the card, the Stars expire within six months to the day you decide to this.
On another positive note, there is no fee to reload the card, as well as no annual or monthly usage services fee. There is also a handy mobile app linked to the card to check transactions, activity, and balances, 24 hours a day, seven days a week. This can be a great tool for those who are looking to stay on a budget.
With that said, there are some negatives connected to the card, and ensuring your Starbucks Rewards Prepaid Visa card is loaded with appropriate funds before you head out to shop is a must. Transfers can only be ton via a checking or savings account, which means no reloading with cheques, cash, other credit cards, or Starbucks gift cards. The last thing you want is to be left “stuck” while at a cash register.
Additionally, there are no ATM withdrawals allowed with this prepaid Visa card, and you can’t have added card users on the account. There’s a $5 replacement cost if you lose your Starbucks Rewards Prepaid Visa, and the foreign transaction fee on purchases that are not charged in U.S. dollars (USD) is set at 3% of the withdrawn amount after USD conversion. Lastly, not every Starbucks participates in this rewards program, so you might not always be able to earn and redeem points. These types of Starbucks locations include kiosks that can be found in some book and grocery stores, as well as certain airports.
View more information about the Starbucks Rewards Visa Prepaid Card.